Website disclaimer

The information contained herein is for Canadian residents only and does not constitute an offer to sell or solicitation in any foreign
jurisdiction, or in any Canadian jurisdiction where Chris Chircoski or Sterling Mutuals Inc. are not registered or permitted to conduct business.

Segregated Funds & Insurance Disclaimer

Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase in value according to fluctuations in the market value of the assets in the segregated fund. Segregated funds and insurance products are available through Waypoint Financial Group and is not monitored by, or the business of, Sterling Mutuals Inc.

Mutual Fund disclaimer

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual Funds are provided by Sterling Mutuals Inc., Head Office 1090 University Ave. West, 2nd Floor, Windsor, ON N9A 5S4. Other financial services provided through Waypoint Financial Group Inc. under a separate insurance license supervised by the Financial Service Commission of Ontario.